Before you buy your next home or your dream home for that matter, let us share with you what many folks wish they knew before they bought. No only is starting the process to get yourself pre-approved for a home loan better, but it’s faster at the end of the day as well. Let us share with you some of the best-kept secrets to putting in a great offer that you know will stick.
The Best Kept Secret when applying for a Homeloan
- Bond origination or a home loan application is still the biggest and most well-kept secret to securing your dream home with no hassles. And when you put in an offer with a pre-approved home loan your offer will be considered a stronger offer. And, you WILL save time.
- Firstly, when you go house hunting you should know what you qualify for. It’s all about affordability. Click here to view our affordability calculator.
- Secondly, with a pre-approval that’s valid for 90 days, you can shop anywhere at any time. You now have 90 days to put in a strong offer that will get you better results. And, the best thing is that once you put in your very best offer on your dream home, your offer WILL be considered a stronger offer, not negotiable.
- Thirdly, with rising interest rates, make sure you budget and also all your plans and changes line up with your budget. The last thing you want to do is buy a home you cannot afford.
- Your budget should consider all the costs including transfer and conveyancing costs, and the size of your deposit. Click here to see what these could and would be on a specific bond size.
- Remember to include your moving costs and various deposits and be ready to get some steps in, in the days leading up to the move and the first week.
What’s in it for you when you go house hunting with a pre-approved homeloan?
- Well, for starters once you have your pre-approved home loan all you need is to put in the Offer to Purchase or OTP.
- Be assured that our preferred bond originator, Multinet will secure the very best interest rate for you, and over the term of your homeloan.
- Same day service.
- Your home loan consultant is always on your side and they fight tooth and nail to get you the best rate. I can assure you that Nellie from Multinet is your secret weapon.
- Secure your pre-approved home loan before you start house hunting and you are already head of the pack. Your offer will be considered more serious and you will more than likely be in a better position to put in an offer that is accepted, provided the price is right.
- Remember that Multinet, will on your behalf submit ONE application to the major SA Banks. One form, and loads of results including the best offers from the banks. Not only that, but Multinet will negotiate the best rate on your behalf.
Buying a new home – are you aware of the costs?
We have provided information before about the costs to consider when you buy your dream home. Click here to view what the buyer costs are that you will need to consider when you buy your dream home.
Transfer and Conveyancing Fees To Expect when you buy your Dream Home
Need to calculate the transfer and conveyancing fees? Click here to view our strategic partner, Louise Tonkin Incorporated’s fees are. And Louise Tonkin Incorporated is our preferred partner. Not just great service but they are best of breed. For more info about Louise Tonkin Incorporated, click here.
Get in Touch
So, if you are ready to sell in order to buy, we can help you with a free property valuation, in Randburg or elsewhere in SA, we can help. Need to apply for a home loan, click here. Need to view the properties on the market within KW Select, click here. Or, call us on telephone (083) 550-1220. Alternatively, drop us an e-mail at kwselect@kwsa.co.za. We have a vast network of almost 1,500 top Keller Williams agents at our fingertips who are all just dying for the opportunity to partner with you to sell and conclude your property transaction in record time.
If you want to view all the Keller Williams properties across the country click on our website to start the search for your dream home.
Bank on the Best. You will not be sorry.
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